Last updated: October 2025
Welcome to The Thrifty Brit (“we”, “our”, “us”).
These Terms and Conditions (“Terms”) govern your use of our website https://thriftybrit.co.uk (“the Website”).
By accessing or using this site, you agree to be bound by these Terms. If you do not agree, please do not use our website.
1. About ThriftyBrit
The Thrifty Brit is an educational platform that provides general information, guides, and tools on UK saving, investing, and personal finance topics.
Our goal is to help users make more informed financial decisions — we do not provide personalised financial advice.
2. Use of the Website
By using this website, you confirm that:
- You are at least 18 years old.
- You will not use the website for any unlawful purpose.
- You will not attempt to gain unauthorised access to any part of the site, our servers, or user data.
You may use our content for personal, non-commercial purposes only.
You may not copy, reproduce, distribute, or modify our content without prior written consent.
3. Disclaimer – No Financial Advice
All content on ThriftyBrit is provided for general informational purposes only.
We do not offer financial, investment, tax, or legal advice.
Before making financial decisions, you should:
- Do your own research.
- Consider speaking with a qualified financial adviser.
We make every effort to ensure our information is accurate and up to date, but we make no guarantees regarding completeness, accuracy, or suitability for your individual circumstances.
4. Affiliate Disclosure
Some articles may include affiliate links to products or services.
If you click one of these links and make a purchase, we may earn a small commission — at no extra cost to you.
Affiliate relationships:
- Do not influence our content, reviews, or recommendations.
- Are clearly disclosed in line with UK Advertising Standards Authority (ASA) and Competition and Markets Authority (CMA) guidelines.
5. External Links
Our website may include links to third-party websites or services.
We are not responsible for the content, accuracy, or privacy practices of those external sites.
Visiting external links is at your own risk, and you should review the terms and privacy policies of any third-party websites.
6. Accuracy and Availability of Information
We aim to provide accurate, reliable information, but we cannot guarantee that:
- The content will always be error-free or up to date.
- The website will be available without interruption or technical issues.
We reserve the right to modify, update, or remove content at any time without notice.
7. Intellectual Property
All content on ThriftyBrit — including text, images, graphics, tools, and design — is protected by copyright and other intellectual property laws.
Unless otherwise stated:
- All rights belong to The Thrifty Brit.
- You may not copy, reproduce, or distribute our content for commercial use without written permission.
You may share excerpts or short quotes if you clearly credit ThriftyBrit.co.uk as the source and link back to the original page.
8. Limitation of Liability
To the maximum extent permitted by law, The Thrifty Brit and its contributors will not be liable for any:
- Losses, damages, or costs (direct or indirect) arising from the use of this website or its content.
- Decisions made based on the information provided on this site.
We provide our content “as is” without warranties of any kind, express or implied.
9. User-Generated Content (Comments)
If comments or user submissions are enabled on the website:
- You are solely responsible for the content you post.
- You must not post defamatory, offensive, or unlawful material.
- We reserve the right to remove or moderate comments at our discretion.
By posting, you grant The Thrifty Brit a non-exclusive, royalty-free licence to use, display, and reproduce your content in connection with the website.
10. Privacy and Data Protection
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.
By using the site, you consent to the processing of your data in accordance with that policy.
11. Changes to These Terms
We may update these Terms from time to time to reflect changes in our website, legal obligations, or operations.
The most recent version will always be available at https://thriftybrit.co.uk/terms-and-conditions/.
Continued use of the site after changes have been posted means you accept the updated Terms.
12. Governing Law
These Terms and any disputes arising from your use of this website are governed by and construed in accordance with the laws of England and Wales.
Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
13. Contact Us
If you have any questions about these Terms or our policies, please contact us:
Email: [email protected]
Website: https://thriftybrit.co.uk
The Thrifty Brit
Helping UK savers and investors make smarter choices, one article at a time.